Initial Disclosures

Our idsDoc system interfaces directly with your loan origination system (LOS), making ordering documents quick and accurate. A few keystrokes and you will get compliant and specific disclosures that can be delivered in 1 of 3 ways, letting you choose which is most convenient for you.

When it comes to initial disclosures, 100% compliance is first priority. It is essential to feel confident that your disclosures are prepared and delivered in accordance with RESPA guidelines. As an experienced mortgage document company we have been involved with compliance for over 20 years, with our own in-house compliance dedicated to keeping our system up-to-date. Processing initial disclosures has never been so easy.

Three delivery options:

1. In-House Fulfillment Center

We will print, stuff, and mail the disclosure packet for you. Save on labor and printing costs associated with delivering disclosures. Comply with time sensitive RESPA deadlines as our fulfillment center is equipped to send thousands of disclosures daily.

2. E-disclosures

This paperless option sends electronic copies of the disclosures to the email address(es) gathered from the 1003. In order to comply with federal RESPA laws, a notification is sent when the email is opened to confirm the borrower has received it. If the email remains unopened past the second day, it triggers a fallback option to print and send hardcopy documents to the borrower from our fulfillment center.

3. Print locally

Once the documents are prepared on the system, a PDF file is generated, so you may choose to print and send them from your office.

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